Immo Plus Riad

BMCE Immo Plus Riad is a fixed or variable rate mortgage loan for foreign nationals non-resident in Morocco.

It can be used to finance the purchase of new or old property in Morocco.

This loan is designed for individual clients, working or retired, who are non-resident in Morocco, with a convertible dirham account and a regular income. They should be under 65 years of age at the time of the loan application and have reached a maximum age of 70 by the end of the loan period.

Conditions for eligibility

Have foreign non-resident status

Have a regular income (salary, pension)

Open a convertible dirham account with BMCE Bank

A good credit-worthiness report from the Experian data base or another credit reporting bureau or banking information, in the case of French clients

Standing order in place, with at least one transfer having been received from abroad

Systematic appraisal of the property to be purchased, by a Bank approved real estate appraiser

Take out life and disability insurance (BMCE Prévoyance) and comprehensive home insurance (BMCE Sécuriloge).


Variable or fixed rate mortgage loan

Designed for foreign nationals, non-resident in Morocco

Can be used to finance the purchase of new or old property in Morocco

No ceiling on the amount of the loan

Financing of up to 50% of the contract of sale value

Repayment period of up to 25 years